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DiGonzini Group | Orange County Real Estate Company

DiGonzini Real Estate Group at Keller Williams

Is Renting vs Buying Right for You?

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At the end of the day this decision comes down to your current financial situation, life style you want and future investment projections.
Listed below are some tips for you to analyze your current situation and help you make a decision.
Buying may make sense if you…
·         Have reliable income, good credit and documentation to verify your savings.
·         Can afford at least a five percent down payment and related closing costs.
·         Want a chance to build equity and be eligible for homeowner tax breaks and credits.
·         Are financially able to take on home-maintenance/improvement projects.
·         Have an adequate cash reserve to withstand a loss of job, long-term illness, or other financial setback.
·         Are planning on staying in your home for at least four years.
Renting may makes sense if you…
·         Have a career or lifestyle that requires you to move frequently or suddenly.
·         Prefer having a set monthly budget and cannot afford unforeseen home-maintenance expenses.
·         Do not have the time or desire for home maintenance /improvements.
·         Enjoy having amenities such as a pool, gym, concierge and tennis courts.
·         Plan on downsizing your living space or retiring in the near future.
·         Are experiencing a financial setback and/or rebuilding your credit.
The advantages of owning or renting are different for everyone, so be sure to consider these important personal situations and long-term goals before making your decision.
Always seek the advice of a professional for more accurate results.
The DiGonzini Group
In partnership With Keller Williams Elite Realty
4010 Barranca Parkway #100 | Irvine, Ca 92604 | Phone: (949) 682-9930
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Mac, Freddie. “Rent or Buy.” – Freddie Mac. Freddie Mac, n.d. Web. 17 Jan. 2013.

California Median Home Prices

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Copyright © 2012 CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.)

Top Ten Legal Mistakes Sellers Make

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One Cool Thing is published by the CALIFORNIA ASSOCIATION OF REALTORS®, a trade association representing more than 150,000 REALTORS® statewide.
Copyright © 2012 CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.)
 

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Our goal is to help you make your real estate dreams a reality!

Let the DiGonzini team help you buy, sell or investment in your next property.

Office Location

Orange County
800 Newport Center Dr. #150
Newport Beach, CA 92660
Call: (949) 607-8543

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DiGonzini Group

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